Two billion deficit: Long-term care insurance – Health insurance companies warn against overpayments to policy

Legal health insurance companies fear that long-term insurance premiums will increase in the first half of 2022, considering a deficit of one billion last year. This is necessary in the first half of the year to receive funding, ”said Gernot Kiefer, vice chairman of the board of directors of the National Legal Health Insurance Fund.

Total expenditure for 2021 is about two billion euros more than revenue – a deficit of two billion euros.

[Wenn Sie alle aktuellen Nachrichten live auf Ihr Handy haben wollen, empfehlen wir Ihnen unsere App, die Sie hier für Apple- und Android-Geräte herunterladen können.]

“This means that long-term care insurance starts on the verge of the new year because the deficit can only be offset by reserves,” Kiefer said. Long-term care insurance has now reached its legal minimum and there is an urgent need for political action to stabilize the financial situation.

This should definitely be decided in the first half of 2022, Kiefer said. The Transport Lighting Federation should take action in the short term.

At the same time, Kiefer pointed out that there are plans that will result in significant additional costs, such as better pay for nurses. “It’s well established in this regard, but it costs up to about five billion euros a year – depending on the speed at which you do it.

According to the National Association of Legal Health Insurance Funds, these already average EUR 2,125 per month. (dpa)