Best Budget and Financial Utilities for 2022

There are many ways to track your finances. Probably the most classic type is the home book printer. Excel spreadsheets, templates, and practical applications that do most of the work automatically are also frequently used. We will introduce you to the best tools for your finances.

All-rounder applications: Bluecoins and Money Manager

Tracking income and expenses with a smartphone offers many benefits. You can enter your purchases directly into the app at the supermarket or, in some cases, photograph the receipt. The second benefit of financial tracking of mobile phone software.

In fact modern devices now only appear for smartphones. The best apps like Money Manager and Bluecoins for Android have a contemporary design and offer many practical functions. We recommend Cash Manager on iPhone.

In addition to the standard record of accounts and fees, both applications provide a number of useful functions. This way, you can categorize your expenses to the last detail and set your monthly budget for different categories.

If you want more large-scale functionality, you can purchase premium versions of both apps. You can also use the Pro version of Money Manager on your computer.

The best financial tools for computer

Even those who want to enter only income and expenses in the computer will not go empty handed. With the free MyMicroBalance plan, you can manage your savings and evaluate your funds. Enter your input and output via the sleek and functional interface. You can automate a series of items. All your data may be protected against unauthorized access by password.

The tool not only calculates your current account balance, but also graphically evaluates your data. So at a glance you can see when and why you spent so much money. If you want to enter your data yourself, you can download various free budget book templates from us. Whether you print it as a PDF or an Excel template – you have all the freedom you need.

Smart Budget Book for Smartphones: Mobiles & 1 Money

The Android apps 1 Money and Mobiles come with a stylish design and cool functions that are more than just a home book. With 1 cash you can record all expenses at a glance and see different categories. There is also a special budget function that you can use to divide your salary into savings and expenses in various categories such as groceries, cars or shopping. At the beginning of the month you can see what you can expect and what you will save.

With a customizable, clearly structured dashboard, it is very easy to keep an overview on mobiles. Let’s take a look at how much money is left over for a month. With the travel system you can enter expenses separately during the holidays. Personal places, such as a new car or vacation that you can pay for on a monthly basis, also make it easier to set aside money. IPhone users can also download mobiles.

Mobiles has web display and you can use it in free version too. The premium version of this app is a bit more expensive and can only be purchased in subscription mode. 1 Money is also available in Pro version without subscription. For this you have to pay 14.99 euros.

Saving money in everyday life: Proper shopping helps a lot

When it comes to savings, small things in life often come into play. In addition to the budget book, for example, a simple shopping list can save a lot of money. If you focus on the items you really need when shopping, you will not get too crowded shopping card at check out. Free apps from Bring! Shopping lists for Android and iOS help you keep track of things.

Savings at work: Billing costs exactly

Many employees make accurate calculations, cent by cent, while others do not even know what costs will be reimbursed by their employer. But costs are an important issue, especially for business travelers. Our download package provides you with an invoice and a template package for expenses, which you can easily modify and fill to your own needs.

With Microsoft templates, special emphasis was placed on designing options for formatting text and creating a professional invoice or expense statement quickly and easily. All templates have been compatible with “Microsoft Office Word” and “Microsoft Office Excel” since version 2003.

Best Financial Downloads

Still not finding the right one? In our list, we have put together a large set of tools to help you track your finances in the future.